Annual medical check-up to be included in the Aasandha scheme

Recently, the National Social Protection Agency (NSPA) unveiled a policy aimed at reshaping the landscape of healthcare accessibility in the Maldives. Titled 'Policy for providing additional services under Husnuvaa Aasandha,' this framework outlines a roadmap for three crucial healthcare services.

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With each passing year, one thing that the Maldivian citizens hope for is a better healthcare system, which caters to Maldivians from all corners of the nation. The existing system, while improved from what it was ten years ago, still grapples with major challenges that need to be addressed as it often impacts the well-being of the citizens. There are two predominant issues that loom large when it comes to the healthcare system: the exorbitant costs associated with private hospitals and the protracted waiting times in public, creating a healthcare conundrum for the people.

With this, the burden of exorbitant medical bills even when it comes to an annual check up can lead to financial distress, forcing individuals to make difficult choices between their health and financial stability. Even when it comes to running the most basic check up the cost and the wait time for medical attention often create a culture of healthcare issues going unnoticed for years. The system's inefficiency in managing the demand for healthcare services has left many patients in limbo, grappling with deteriorating health conditions.

However, amidst these challenges, a glimmer of hope emerges through the government's national insurance scheme Aasandha. Recently, the National Social Protection Agency (NSPA) unveiled a policy aimed at reshaping the landscape of healthcare accessibility in the Maldives. Titled 'Policy for providing additional services under Husnuvaa Aasandha,' this framework outlines a roadmap for three crucial healthcare services.

Firstly, it introduces biannual medical check-ups, a prospect that holds promise for preventative healthcare. These check-ups, tailored to specific age groups, enable individuals to undergo fundamental screenings twice a year. When coupled with a doctor's consultation, these annual check-ups open avenues for various tests, contributing to the early detection of health issues. This is a major step towards detecting healthcare issues beforehand, a culture that has yet not been fostered in the Maldives due to the problems within the healthcare system.

Additionally, the Aasandha scheme extends coverage for hospital transfers abroad, easing the financial burden on those seeking specialized treatment beyond the country's borders. With this, the Aasandha initiative will include covering expenses for patients seeking treatment abroad upon application approval. The policy details the application process, ensuring that patients can access this service with proper approvals. With this, people with medical conditions that cannot be treated in the Maldives would have an easier time getting access to healthcare facilities abroad without having to take up such severe financial burdens.

As the hospitals in the Maldives are still developing, for illnesses such as cancer, which has become concerningly common in the Maldives, patients are often referred to travel abroad. While the healthcare in countries such as India is notably better for such patients, it is often the cost of these medical trips that adds an additional layer of distress to the families. With this extension, the burdens of getting better treatment abroad would be lessened, as this opens doors for patients who struggle financially as well.

Crucially, the Aasandha scheme recognizes the unique healthcare needs of women, encompassing treatment for conditions such as endometriosis and PCOS. By providing accessibility through registered centres, this initiative seeks to address specific health concerns that often go overlooked.

Although these check-ups primarily involve fundamental screenings, further tests are warranted only based on specific results, this is a major step towards improving the healthcare sector in the Maldives making it more affordable and accessible for patients. 

While the Maldivian healthcare system surely faces its own hurdles, the added extensions in the Aasandha initiative signal a positive stride toward enhancing accessibility and affordability. The policy's commitment to preventative care, overseas treatment options, and addressing women's health concerns heralds a new era in healthcare delivery.

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