The two strategies aim to expand access to services through the financial system and increase the role of the financial sector in climate change mitigation and weather disaster recovery.
MMA
The Maldives Monetary Authority (MMA) launched the National Financial Inclusion Strategy and the National Sustainable Finance Roadmap on 22 December 2025.
The strategies were launched at a special ceremony held at the Barcelona Nasandhura by President Dr Mohammed Muizzu. The ceremony was attended by government ministers, heads of ministries, heads of financial institutions, MMA development partners, and other relevant agencies. The two strategies aim to expand access to services through the financial system and increase the role of the financial sector in climate change mitigation and weather disaster recovery.
The two strategies launched at the ceremony laid an important foundation for the development and further expansion of the Maldives' financial system. These strategies will create a financial system that is inclusive, robust, and contributes to the achievement of national development, social, and climate goals.
National Financial Inclusion Strategy
The National Financial Inclusion Strategy, or the Strategy on Financial Participation plan, aims to improve access to and increase the use of financial services. Recognizing that financial participation requires a wider scope of efforts than just the provision of financial services, the strategy focuses on ensuring that individuals and businesses have access to the tools, information, and confidence needed to fully participate in the financial system.
Accordingly, the Strategy gives special priority to addressing the difficulties faced by women, youth, the elderly, small, medium, and medium enterprises, increasing financial awareness, and protecting the rights of service users.
National Sustainable Finance Roadmap
National Sustainable Finance Roadmap aims to expand the role of the financial system in climate change protection and sustainable development. The roadmap will encourage the introduction of environmentally friendly, social, and sustainable development-related financial products, strengthen relevant regulations, and provide access to funds within the financial system for investments in areas such as climate preparedness, renewable energy, and sustainable housing.
Ensuring financial stability and building a strong financial system are the most important objectives of the MMA. At the same time, we have begun to expand the role of the financial system to ensure sustainable development. By expanding financial services and linking finance to sustainable development, we have shaped the financial sector as a key driver of growth, strength, and opportunity for the entire country.
Governor Munawwar also added that the cooperation of relevant government agencies and the private sector is essential for the successful implementation of the two strategies. The Governor also highlighted the importance of working together with development partners.
MMA also acknowledged the assistance of government ministries, financial institutions, and relevant international agencies in the formulation of the National Financial Inclusion Strategy and the National Sustainable Finance Roadmap. In addition, MMA also thanked the leadership and guidance of the National Financial Inclusion Steering Committee and the Technical Committees for their hard work in formulating the National Financial Inclusion Strategy.
MMA further noted that the strategies launched today are an important step in the Maldives' efforts to build a strong financial system for future generations, and that building a financial system that supports inclusive development, promotes sustainable development, and encourages economic development is an important objective of the MMA.
